The IRS has adjusted most dollar limitations for defined contribution and defined benefit plans for the 2019 tax year.
Employing a Qualified Default Investment Alternative (QDIA) strategy may lead to a reduction in plan costs and to limiting the plan sponsor’s fiduciary liability.
NQDCs are exempt from most ERISA provisions and can be highly beneficial to plan sponsors and certain participants.
Lawsuits involving small 401(k) plans are being filed in increasing numbers throughout the United States.
Unless borrowing funds from your 401(k) plan is intended to address a short term situation and will be repaid quickly, consider pursuing other options.
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